THERE IS HOPE!
FORECLOSURE IS NOT THE ONLY ANSWER.
YOU HAVE OPTIONS!
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Are you behind in your mortgage payments?
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Did you buy at the top of the market so you have little to no equity in your home?
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Do you feel you have nowhere to turn?
Recent initiatives by Congress and the US Treasury Department give you more options than you may realize. New guidelines dealing with short sales go into effect on April 5, 2010 which are designed to streamline the process and eliminate many of the hassles we've all heard about (or exprienced). The Home Affordable Foreclosure Alternatives Program (HAFA) may be the answer for you.
DON'T FEEL YOU HAVE TO FACE IT ALONE.
YOU ARE NOT ALONE. Tens of thousands of homeowners across the country are facing the same issues as you. The vast majority of them will receive poor advice or none at all. DON'T MAKE THAT MISTAKE. You need someone who understands your situation and can help you navigate through the process. Let's face it, you are being confronted with decisons that will affect the lives of you and your family and it's tough! But by relying on the knowledge and training of an experienced Realtor® you've taken the first step in exploring your options and resolving the issue.
CONTACT ME FOR A FREE CONSULTATION
410-409-2867
Tony Ziolkowski, ABR, CDRS, GRI
YOUR Certified Default Resolution Specialist Realtor®
My goal is to provide you with sufficient facts, information, and encouragement to make and follow through with an informed decision and facilitate the transaction to a successful conclusion.
   
Let's get together and talk about your home buying and/or selling plans. Call me at the office (410-327-2200) or on my cell phone (410-409-2867) or send me an e-mail (tony.z@MyBaltimoreCity.com), we'll set-up a time that is easy and convenient for you to meet.
P.S. If you're not ready to meet in person, please tour through my website. I'm sure you'll find the resources here useful and helpful. Enjoy!
Solicitation and Descriptive of Property Disclaimer
If your property is currently listed with a real estate broker, please disregard. It is not our intention to solicit the offerings of other real estate brokers. We are happy to work with them and cooperate fully.
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